Ins Policy

personal finance insider writes about products, strategies, and tips to help you make smart decisions with your money. We may …

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Home Insurance Policies. A peril is your exposure to risk or something that causes loss or destruction. As a homeowner, you can typically purchase three different types of home insurance policies. They are: Homeowners 1 (HO1): With this policy, your property is covered against 11 basic perils.

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