Whole Life Insurance Good Investment

Jun 19, 2013  · Whole life insurance is a bad investment There are certain instances where whole life can be useful. If you have a genuine need for a permanent death benefit, such as having a disabled child, it can serve a valuable purpose.

Robert Kiyosaki LOVES Whole Life Insurance:  The Secret Tool of the Wealthy The decision to use whole life as an investment tool “is a business decision [about] the best place to put free income,” says Lawrence Geller, president of L.I. Geller Insurance Agencies Ltd. of …

Good article- I do believe whole life insurance can have it’s place, but I think the most important thing is the “right amount” of total insurance, or death benefit. And sometimes budgets only allow term because you can’t buy enough death benefit to cover your needs.

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Life Insurance Policy Whole Life Whole life insurance is a type of permanent life insurance that offers lifelong coverage, consistent premiums and a guaranteed return on the policy’s cash value.

But permanent life insurance policies such as whole life insurance also contain an investment component, and that’s where things can get confusing. Some of the money paid into your whole life …

The first time many of us hear the words ”financial planning” is the day a life insurance agent … and consistently use good investment alternatives should buy term and invest the premium savings …

Term life insurance is a great – but often misunderstood … Term life is generally cheaper than permanent policies – less risk for the insurer. A whole life policy – good until you die, as long as …

Whole life insurance is generally a bad investment unless you need permanent life insurance coverage. If you want lifelong coverage, whole life insurance might be a worthwhile investment if you’ve already maxed out your retirement accounts and have a diversified portfolio.

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On the surface, life insurance sounds like an easy concept to grasp — you pay an insurance company a monthly or annual premium, and upon your death, the company pays out a sum to your beneficiaries. …

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